---
title: Global Bank Validation Status for Customers on Payments
description: an explanation of the global bank validation statuses that a payer on payments may see.
---

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# Global Bank Validation Status for Customers on Payments

## Global Bank Account Validation lets you verify that a named vendor is associated with the bank account they've provided, for both individuals and businesses.

The validation result comes from a third-party service, and PaymentWorks displays that response exactly as returned. You'll find results in Bank Account Lookups, on the Locations & Banking tab of the Payee Profile.

Each validation returns two components to review before processing payment:

- **Account Status** — is the account open and able to receive funds
- **Ownership Verification** — does the account belong to the expected payee

**Understanding the status you'll see**

PaymentWorks combines the account status and ownership result into a single, plain-language status so you know exactly where things stand at a glance.

| **What you'll see** | **What it means** |
| --- | --- |
| **Valid Account – Ownership Match (Name Only)** | The account is open. Ownership was confirmed by name match only — Tax ID is not used in verification. |
| **Valid Account – Ownership Unverified** | The account is open, but ownership couldn't be confirmed. Review before processing payment. |
| **Invalid - Account Closed** | The account is closed. |
| **No Information Found - Validation cannot be completed** | The provider couldn't return a result for this account. Validation is inconclusive. |
| **Verification Pending** | The validation request has been submitted and is still in progress. Check back for an updated status. |
| **Verification - Error** | Something went wrong while processing the validation. |
| **Bank country not supported** | The account’s country is not currently covered by the provider’s service. |

Validations completed previously on foreign vendors will continue to display legacy statuses. The new statuses apply only to new foreign bank account submissions.

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