Which U.S. Payment Methods Require Banking Information? - Coming Soon

When This Applies

This applies when the payee:

1. Selects United States as the Bank Location.

2. Chooses a payment method that deposits funds directly into a bank account.

Supported Payment Methods

Common U.S. bank-based payment methods include:

• ACH

• Wire

• PaymentWorks EarlyPay (Accelerated ACH)

Information the Payee Must Provide

When selecting one of these payment methods, the payee must enter:

• Name on Account

• Routing Number

• Account Type

• Account Number

• Confirm Account Number (entered a second time)

• Payment Notification Email Address

Bank Validation Process

PaymentWorks performs automatic validation of the bank routing number.

1. The Routing Number is checked against a U.S. ABA directory file.

2. If the routing number is validated:

   • The Bank Name and Bank Address are automatically populated.

3. If the routing number cannot be validated:

   • The payee must manually enter the Bank Name and Bank Address.

Additional Requirements

To complete bank setup, the payee must also:

1. Upload a bank validation document to confirm account ownership.

2. Authorize automatic deposits into the specified bank account.

Important Notes

• The Account Number must be entered twice to prevent entry errors.

• Bank validation helps ensure payments are routed to the correct financial institution.

• Uploaded documentation may be used to verify that the payee owns the bank account provided and identify signs of potential fraudulent activity.