What is a Payment Instruction File (PIF)?

A Payment Instruction File (PIF) is a document generated by your Enterprise Resource Planning (ERP) system that contains a batch of Automated Clearing House (ACH) payments to be processed. This file includes essential details such as:

  • Originating Bank Account Information: The account from which the payments will be made.
  • Recipient Details: Routing numbers, account numbers, and payment amounts for each recipient.

The PIF ensures that all payment instructions are accurately communicated to the bank for processing.


Uploading a PIF to PaymentWorks

To upload a PIF to PaymentWorks, follow these steps:

  1. Access the API Endpoint: Use the /api/payment-instructions/load/ endpoint to upload your PIF.
  2. Prepare the Request: Ensure your request includes the necessary headers and the PIF in the correct format.
  3. Submit the File: Send the request to upload the PIF to PaymentWorks.

For detailed instructions and sample code, refer to the PaymentWorks documentation on uploading a Payment Instruction File.

PaymentWorks Upload Payment Instruction File

Note: Ensure that your PIF complies with your bank's formatting requirements to facilitate seamless processing.