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Why Do I Need a W-9?

A W-9 form is an essential document required when registering as a provider of goods or services to an organization. It is not unique to PaymentWorks but is widely used in U.S.-based business transactions for tax reporting purposes.

What is a W-9 Form?

The Form W-9, officially titled Request for Taxpayer Identification Number and Certification, is one of the most commonly used IRS forms. Vendors use it to provide their taxpayer identification details to customers.

  • Purpose: To supply your Taxpayer Identification Number (TIN), such as a Social Security Number (SSN) or Employer Identification Number (EIN), along with your name and address.
  • Customer Use: Your customers will use the information on your W-9 to complete IRS forms such as 1099-MISC, which you will need for tax filing.

Who Needs a W-9?

  • U.S. Residents and Businesses: A W-9 is required for vendors providing goods or services to U.S.-based organizations.
  • Non-U.S. Residents: If you are a non-U.S. resident or business conducting business with a U.S.-based organization, you may need to supply a W-8 form instead of a W-9. Learn more: Questions About Tax Documents (W-9, W-8).

How to Complete a W-9

  1. Download the Form:

  2. Fill Out and Sign the Form:

    • Paper Option: Print, complete, and sign the form, then scan it into a PDF or image format (JPG, PNG, or GIF).
    • Electronic Option: Fill out and sign the form electronically. See our guide: How to Sign a W-9 PDF Electronically.
  3. Upload the Completed Form to PaymentWorks:

    • Save the signed W-9 as a PDF or image file.
    • Log in to your PaymentWorks account and upload the file during registration.

Why Uploading Your W-9 is Important

Uploading a valid W-9 ensures your customer has the correct tax information needed to process your payments and report income to the IRS. This step is critical for a seamless registration and compliance process.